/* Legacy Partners Insurance Agency — brand tokens (Brand Direction, CGO 10/24/2026) */
@font-face{font-family:"Bodoni Moda";src:url(/assets/fonts/bodoni-moda.woff2) format("woff2");font-weight:400 500;font-style:normal;font-display:swap}
@font-face{font-family:"Bodoni Moda";src:url(/assets/fonts/bodoni-moda-italic.woff2) format("woff2");font-weight:400;font-style:italic;font-display:swap}
@font-face{font-family:"Jost";src:url(/assets/fonts/jost.woff2) format("woff2");font-weight:300 500;font-style:normal;font-display:swap}

:root{
  --onyx:#1F1C1E; --charcoal:#2F2A2D; --ivory:#FBF9F5; --stone:#EDE7DD;
  --gold:#B8A07A; --deepgold:#7A6544; --white:#FFFFFF; --rule:#DDD3C3;
  --serif:"Bodoni Moda",Didot,Georgia,serif; --sans:"Jost",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;
  --wrap:1200px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--ivory);color:var(--charcoal);font:300 17px/1.75 var(--sans)}
img{max-width:100%;height:auto;display:block}
a{color:var(--charcoal);text-underline-offset:3px;text-decoration-thickness:1px}
a:hover{color:var(--deepgold)}
:focus-visible{outline:2px solid var(--deepgold);outline-offset:3px}
h1,h2,h3{font-family:var(--serif);font-weight:400;line-height:1.12;margin:0;color:inherit}
h1{font-size:clamp(40px,6vw,72px)}
h2{font-size:clamp(32px,4.2vw,50px)}
h3{font-size:clamp(22px,2.4vw,28px)}
p{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:0;background:var(--white);padding:10px 16px;z-index:10}
.skip:focus{left:12px;top:12px}

/* small caps label */
.label{font-family:var(--sans);font-size:12px;font-weight:400;letter-spacing:.28em;text-transform:uppercase;color:var(--deepgold)}
.on-dark .label{color:var(--gold)}
.rule{width:64px;height:1px;background:var(--gold);border:0;margin:0}

/* buttons */
.btn{display:inline-block;white-space:nowrap;font:500 12px/1 var(--sans);letter-spacing:.2em;text-transform:uppercase;text-decoration:none;padding:18px 32px;border:1px solid transparent;cursor:pointer;transition:background-color .2s,color .2s}
.btn-dark{background:var(--onyx);color:var(--ivory)}
.btn-dark:hover{background:var(--charcoal);color:var(--white)}
.btn-gold{background:var(--gold);color:var(--onyx)}
.btn-gold:hover{background:#C9B48F;color:var(--onyx)}
.btn-line{border-color:var(--gold);color:var(--white);background:transparent}
.btn-line:hover{background:rgba(184,160,122,.15);color:var(--white)}
.link-gold{font:500 12px/1 var(--sans);letter-spacing:.2em;text-transform:uppercase;text-decoration:none;border-bottom:1px solid var(--gold);padding-bottom:4px}

/* header */
.site-header{background:var(--onyx);color:var(--ivory);position:sticky;top:0;z-index:5}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:84px}
.brand img{height:34px;width:auto}
.nav{display:flex;align-items:center;gap:22px;white-space:nowrap}
.nav .btn{padding:15px 22px}
.nav a{color:#EDE7DD;text-decoration:none;font-size:12px;letter-spacing:.16em;text-transform:uppercase}
.nav a:hover,.nav a[aria-current=page]{color:var(--gold)}
.quote-menu{position:relative}
.quote-menu summary{list-style:none}
.quote-menu summary::-webkit-details-marker{display:none}
.quote-menu .choices{position:absolute;right:0;top:calc(100% + 10px);background:var(--ivory);min-width:260px;box-shadow:0 12px 30px rgba(0,0,0,.18);border-top:2px solid var(--gold);padding:8px 0;z-index:6}
.quote-menu .choices a{display:block;padding:12px 20px;color:var(--charcoal);text-decoration:none;font:400 15px/1.4 var(--sans);letter-spacing:0;text-transform:none}
.quote-menu .choices a span{display:block;font-size:13px;color:#6B6266}
.quote-menu .choices a:hover{background:var(--stone)}
.menu-toggle{display:none}
@media (max-width:1240px){
  .nav-desktop{display:none}
  .menu-toggle{display:block}
  .menu-toggle summary{list-style:none;cursor:pointer;color:var(--ivory);font:500 12px/1 var(--sans);letter-spacing:.2em;text-transform:uppercase;padding:14px 0}
  .menu-toggle summary::-webkit-details-marker{display:none}
  .menu-toggle .panel{position:absolute;left:0;right:0;top:84px;background:var(--onyx);padding:8px 24px 24px;display:flex;flex-direction:column;gap:2px;border-top:1px solid #3A3437}
  .menu-toggle .panel a{color:#EDE7DD;text-decoration:none;padding:12px 0;font-size:14px;letter-spacing:.18em;text-transform:uppercase;border-bottom:1px solid #2E292C}
  .menu-toggle .panel .btn{margin-top:14px;text-align:center}
  .menu-toggle .panel a.btn-gold{color:var(--onyx);border-bottom:0}
  .menu-toggle .panel a.btn-line{color:var(--white)}
  .brand img{height:28px}
}

/* sections */
.section{padding:120px 0}
.section-sm{padding:80px 0}
.stone{background:var(--stone)}
.white{background:var(--white)}
.onyx{background:var(--onyx);color:var(--white)}
.center{text-align:center}
.lede{max-width:34em;margin:0 auto}
.stack{display:flex;flex-direction:column;gap:18px}
.center .stack,.stack.center{align-items:center}

/* hero */
.hero{position:relative;min-height:780px;display:flex;align-items:center;justify-content:center;text-align:center;color:var(--white);background:var(--onyx)}
.hero img.bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:62% 40%}
.hero::after{content:"";position:absolute;inset:0;background:rgba(20,18,19,.58)}
.hero .inner{position:relative;z-index:1;max-width:880px;padding:120px 24px;display:flex;flex-direction:column;align-items:center;gap:26px}
.hero p.sub{font-size:19px;color:#EDE7DD;max-width:32em}
.actions{display:flex;flex-wrap:wrap;gap:16px;justify-content:center}
.page-hero{background:var(--onyx);color:var(--white);padding:96px 0 88px;text-align:center}
.page-hero .inner{max-width:860px;margin:0 auto;padding:0 24px;display:flex;flex-direction:column;align-items:center;gap:22px}
.page-hero p{color:#EDE7DD;font-size:19px;max-width:34em}

/* awards line */
.awards{background:var(--white);border-bottom:1px solid var(--rule)}
.awards .wrap{padding-top:26px;padding-bottom:26px;display:flex;flex-wrap:wrap;gap:10px 28px;align-items:center;justify-content:center;text-align:center;font-size:14px}

/* columns with hairlines */
.cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));border-top:1px solid var(--rule);margin-top:72px}
.cols > div{padding:48px 28px;display:flex;flex-direction:column;align-items:center;gap:14px;text-align:center;border-right:1px solid var(--rule)}
.cols > div:last-child{border-right:0}
@media (max-width:760px){.cols > div{border-right:0;border-bottom:1px solid var(--rule)}}
.cols p{font-size:16px;max-width:17em}

.split{display:flex;flex-wrap:wrap}
.split > a, .split > div{flex:1 1 460px;min-width:0;padding:104px 56px;display:flex;flex-direction:column;gap:18px;text-decoration:none;color:var(--charcoal)}
.split > :first-child{border-right:1px solid var(--rule)}
@media (max-width:980px){.split > :first-child{border-right:0;border-bottom:1px solid var(--rule)}.split > a,.split > div{padding:72px 24px}}
.split p{max-width:30em}

.split-3 > a{flex-basis:320px}
.split-3 > :nth-child(2){border-right:1px solid var(--rule)}
@media (max-width:980px){.split-3 > :nth-child(2){border-right:0;border-bottom:1px solid var(--rule)}}
.split-3 > a{padding:88px 40px}

/* meet jen */
.meet{display:flex;flex-wrap:wrap;align-items:center;gap:64px}
.meet img{flex:0 0 auto;width:340px;max-width:100%}
.meet .stack{flex:1 1 380px;min-width:0}

/* process */
.steps{list-style:none;margin:72px 0 0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:56px;text-align:left}
.steps li{border-top:1px solid var(--gold);padding-top:28px;display:flex;flex-direction:column;gap:14px}
.steps .num{font-family:var(--serif);font-style:italic;font-size:40px;line-height:1;color:var(--deepgold)}
.steps p{font-size:16px}

/* quotes */
.quotes{max-width:820px;margin:0 auto;display:flex;flex-direction:column;gap:56px}
.quotes blockquote{margin:0}
.quotes .big{font-family:var(--serif);font-style:italic;font-size:clamp(24px,2.8vw,32px);line-height:1.4}
.quotes figcaption{margin-top:18px;font-size:12px;letter-spacing:.28em;text-transform:uppercase;color:var(--gold)}
.quotes .pair{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:40px;border-top:1px solid rgba(184,160,122,.4);padding-top:40px;font-size:16px}

/* forms */
.form-wrap{max-width:900px;margin:0 auto;background:var(--white);padding:24px;border-top:2px solid var(--gold)}
.form-wrap iframe{width:100%;min-height:540px;border:0;display:block}
.fine{font-size:14px;color:#5E5559;max-width:46em;margin:28px auto 0;text-align:center}

.jump{display:flex;flex-wrap:wrap;justify-content:center;gap:12px 32px;margin-top:8px}
.jump a{color:var(--white);text-decoration:none;font:500 12px/1 var(--sans);letter-spacing:.2em;text-transform:uppercase;border-bottom:1px solid var(--gold);padding-bottom:6px}
.jump a:hover{color:var(--gold)}
.notice{font-weight:500;color:var(--onyx);border-left:2px solid var(--gold);padding:4px 0 4px 16px;text-align:left}
.claims{max-width:980px;margin:0 auto;background:var(--white);padding:16px 28px 28px;border-top:2px solid var(--gold)}
.claims table{width:100%;border-collapse:collapse;font-size:15px}
.claims th,.claims td{text-align:left;padding:14px 12px;border-bottom:1px solid var(--rule);vertical-align:top}
.claims thead th{font:400 11px/1.4 var(--sans);letter-spacing:.24em;text-transform:uppercase;color:var(--deepgold)}
.claims tbody th{font-weight:500;color:var(--onyx)}
.claims td a{white-space:nowrap}
.claims details{margin-top:8px}
.claims summary{cursor:pointer;padding:18px 12px;font:500 12px/1 var(--sans);letter-spacing:.2em;text-transform:uppercase;color:var(--onyx)}
@media (max-width:700px){
  .claims{padding:8px 16px 20px}
  .claims thead{display:none}
  .claims tr{display:block;padding:14px 0;border-bottom:1px solid var(--rule)}
  .claims th,.claims td{display:block;border:0;padding:2px 0}
  .claims td:empty{display:none}
}

/* content pages */
.prose-wrap{display:grid;grid-template-columns:minmax(0,1fr) 260px;gap:72px;align-items:start}
@media (max-width:980px){.prose-wrap{grid-template-columns:1fr;gap:48px}}
.prose{max-width:720px;margin:0 auto}
.prose > * + *{margin-top:20px}
.prose h2{font-size:clamp(26px,3vw,34px);margin-top:56px}
.prose h2:first-child{margin-top:0}
.prose h3{margin-top:36px}
.prose ul{padding-left:1.1em}
.prose li{margin:6px 0}
.prose li::marker{color:var(--gold)}
.prose .note,.note{font-size:14px;color:#5E5559}
.prose.legal h2{font-size:24px;margin-top:40px}
.defs{margin:28px 0 0;border-top:1px solid var(--rule)}
.defs > div{padding:22px 0;border-bottom:1px solid var(--rule);display:grid;grid-template-columns:220px 1fr;gap:24px}
@media (max-width:700px){.defs > div{grid-template-columns:1fr;gap:6px}}
.defs dt{font-family:var(--serif);font-size:21px;line-height:1.3;color:var(--onyx)}
.defs dd{margin:0}
.related{position:sticky;top:120px;border-top:2px solid var(--gold);padding-top:20px}
.related nav{display:flex;flex-direction:column;margin-top:14px}
.related a{text-decoration:none;padding:9px 0;border-bottom:1px solid var(--rule);font-size:15px}
.related a:last-child{border:0;font-weight:500}
@media (max-width:980px){.related{position:static}}
.tiles{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));border-top:1px solid var(--rule);border-left:1px solid var(--rule)}
.tile{background:var(--ivory);border-right:1px solid var(--rule);border-bottom:1px solid var(--rule);padding:34px 28px;text-decoration:none;color:var(--onyx);font-family:var(--serif);font-size:22px;display:flex;align-items:flex-end;min-height:120px;transition:background-color .2s}
.tile:hover{background:var(--stone);color:var(--onyx)}
.tile span::after{content:"";display:block;width:32px;height:1px;background:var(--gold);margin-top:14px}
.inline-list,.prose .inline-list{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:10px 12px}
.inline-list li{border:1px solid var(--rule);padding:8px 16px;font-size:15px;background:var(--ivory)}
.center-list{justify-content:center;margin:28px auto 0;max-width:900px}
.cover-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));border-top:1px solid var(--rule);border-left:1px solid var(--rule);margin-top:64px;text-align:left}
.cover-grid > div{background:var(--ivory);border-right:1px solid var(--rule);border-bottom:1px solid var(--rule);padding:36px 32px;display:flex;flex-direction:column;gap:12px}
.cover-grid p{font-size:16px}
.faq details{border-bottom:1px solid var(--rule)}
.faq details:first-child{border-top:1px solid var(--rule)}
.faq summary{cursor:pointer;list-style:none;padding:24px 40px 24px 0;font-family:var(--serif);font-size:22px;color:var(--onyx);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:20px;font-family:var(--sans);font-weight:300;font-size:26px;color:var(--deepgold)}
.faq details[open] summary::after{content:"–"}
.faq details p{padding:0 0 24px;max-width:46em}
.contact-grid{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid var(--rule);max-width:980px;margin:0 auto}
@media (max-width:760px){.contact-grid{grid-template-columns:1fr}}
.contact-grid > div{padding:44px 28px;border-right:1px solid var(--rule);display:flex;flex-direction:column;gap:12px;align-items:flex-start}
.contact-grid > div:nth-child(2n){border-right:0}
.contact-grid > div{border-bottom:1px solid var(--rule)}
@media (max-width:760px){.contact-grid > div{border-right:0;border-bottom:1px solid var(--rule);padding:32px 0}}
.big-link{font-family:var(--serif);font-size:26px;text-decoration:none;color:var(--onyx);overflow-wrap:anywhere}
.big-text{font-family:var(--serif);font-size:22px;line-height:1.35;color:var(--onyx)}
.award-list{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1px;background:var(--rule);border:1px solid var(--rule);text-align:center}
.award-list > div{background:var(--ivory);padding:56px 32px;display:flex;flex-direction:column;gap:14px;align-items:center}
.card-page{background:var(--onyx);min-height:calc(100vh - 84px);display:flex;justify-content:center;padding:56px 20px}
.card{max-width:420px;width:100%;display:flex;flex-direction:column;align-items:center;gap:16px;text-align:center;color:var(--white)}
.card-photo{width:160px;height:200px;object-fit:cover;object-position:50% 25%;border:1px solid var(--gold)}
.card h1{font-size:40px}
.card-row{color:#EDE7DD;text-decoration:none;font-size:17px;padding:4px 0}
.card-row:hover{color:var(--gold)}

.svc-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));border-top:1px solid var(--rule);border-left:1px solid var(--rule)}
.svc{display:flex;flex-direction:column;gap:12px;padding:40px 32px;background:var(--ivory);border-right:1px solid var(--rule);border-bottom:1px solid var(--rule);text-decoration:none;color:var(--charcoal);transition:background-color .2s}
.svc:hover{background:var(--stone);color:var(--charcoal)}
.svc h2{font-size:28px;color:var(--onyx)}
@media (min-width:900px){.svc-grid{grid-template-columns:repeat(6,1fr)}.svc{grid-column:span 2}.svc:nth-child(n+4){grid-column:span 3}}
.svc .link-gold{align-self:flex-start;margin-top:auto}

/* footer */
.site-footer{background:var(--onyx);color:#D9D1C6;font-size:15px;border-top:1px solid rgba(184,160,122,.35)}
.site-footer a{color:#EDE7DD}
.site-footer a:hover{color:var(--gold)}
.foot-top{display:flex;flex-wrap:wrap;justify-content:space-between;gap:40px;padding:80px 0 48px}
.foot-top .brandcol{flex:1 1 320px;display:flex;flex-direction:column;gap:18px}
.foot-top .brandcol img{width:260px}
.foot-top address{font-style:normal;display:flex;flex-direction:column;gap:4px;flex:0 1 260px}
.foot-top nav{display:flex;flex-direction:column;gap:4px;flex:0 1 200px}
.foot-bottom{border-top:1px solid #3A3437;padding:22px 0 32px;display:flex;flex-wrap:wrap;gap:8px 24px;font-size:13px}

@media (max-width:760px){
  .awards [aria-hidden]{display:none}
  .section{padding:80px 0}
  .hero{min-height:820px;align-items:flex-end}
  .hero img.bg{object-position:66% 30%}
  .hero::after{background:linear-gradient(180deg,rgba(20,18,19,.25) 0%,rgba(20,18,19,.45) 30%,rgba(20,18,19,.82) 55%)}
  .hero .inner{padding:300px 24px 64px}
  .meet{gap:36px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}