Insurance that keeps you on the job.
Liability, workers' comp, trucks, tools and bonds for Texas contractors, from an independent agent who shops dozens of companies and gets your certificates out fast.
Or call 940-215-6007- Remodelers and handymen
- Roofers
- Electricians
- Plumbers
- HVAC
- Painters and drywall
- Flooring and tile
- Concrete and masonry
- Fence, deck and pool builders
- Landscapers and lawn care
New businesses are welcome. Builders and contractors have very special needs. The insurance industry sees construction as high risk because of the many hazards on a job site.
Coverage built for the work you do.
General liability
The coverage general contractors and property owners ask for before you start. We add additional insureds and waivers of subrogation when your contract calls for them.
Workers' compensation
Texas lets most private employers choose whether to carry it, but many general contractors require it before you can work their jobs.
Commercial auto
Work trucks, vans and trailers, plus coverage for employees who drive their own vehicles for work.
Tools and equipment
Your tools and equipment on the job site, in the truck or in storage.
Builders risk
The structure and materials while a project is being built or renovated.
Umbrella
Higher limits when a contract asks for more than your liability policy carries.
Bonds
License, permit and contract bonds.
One agent who knows your business.
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Certificates, fast
Request one on our certificate request page and we send it straight to your general contractor or property owner.
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One agent, many markets
If one company won't write your trade, we shop the next one.
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Coverage that matches your contracts
Send us the insurance section of a contract and we'll check it before you sign.
Good questions.
How fast can I get a certificate of insurance?
Send us the holder's name and address and any wording your contract requires, like additional insured or waiver of subrogation. We get them out quickly. Wording that needs the insurance company's approval can take a little longer, and we'll keep you posted.
Do I need workers' comp in Texas?
Most private employers in Texas can choose. But many general contractors require it, and employers who go without it lose certain legal defenses if an injured employee sues.
I'm just getting started. Can you still help?
Yes. Several of the companies we work with write new contractors with no prior insurance history.
Let's put the pieces together.
Tell us about your trade and your contracts, and we'll build the coverage around them.
Or call 940-215-6007